Managing your finances


Work, subsidies and finances

When you are living on your own, you need to have enough money not just for the rent but other bills, food and free time activities as well. A regular income will secure your finances.

Budget calculator

You can use the budget calculator to easily calculate your income and expenses.

Other useful tools

Guarantee foundation’s money management application Penno (in Finnish)

Entering working life

Where to find help with job-seeking?

Contracts of employment

What is the difference between a contract of employment and and a proof of employment?

Subsidies for housing and livelihood

There is a range of housing and livelihood benefits for different situations in life.

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